Purchasing gap insurance is important for many. If you are buying a new car or leasing, in most cases it is a must. But, when it comes time to purchase that gap insurance policy, have you thought about what company you want your gap insurance through?

Insurance Tip for the Week: Know Where to Purchase Gap Insurance

originally appeared on About.com Personal Insurance

on Sunday, August 29th, 2010 at 23:05:56.

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Getting your first car insurance policy may not be a priority, but it should be. Car insurance protects one of your first investments, your car. But car insurance can be complicated and often new car insurance shoppers fail to compare car insurance rates and in turn fail to reap the financial benefits of finding the best and affordable car insurance available to them.

Don't just assume since you are purchasing your first car insurance policy that you will have to pay extremely high premiums. Yes, you will pay higher premiums than people who have had car insurance for some time, but that does not mean you can not find affordable car insurance.

Your First Car Insurance Policy

originally appeared on About.com Personal Insurance

on Friday, August 27th, 2010 at 20:32:03.

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State Farm Insurance Company

recently released its "On the Move" widget for Android users. It helps prevent distracted driving from text messaging. Although it is only available for Android users at this time they are considering offering it for other mobile phones in the future.

Here is some info about the On the Move widget from the State Farm website

:

"On Monday, August 23rd, State Farm Insurance Company will release the insurance industry's first Android widget aimed at combating the problem of distracted driving. The new "On the Move" widget allows Android smartphone users to compose and preload customized messages that can be sent as automated responses to incoming text messages."

"With the service, instead of reading and responding to text messages while driving or otherwise occupied, smartphone users can activate the service and let the widget respond for them. The service is free to anyone with an Android smartphone as part of State Farm's updated Pocket Agent for Android? application."

State Farm's ?On the Move? Widget Now Available!

originally appeared on About.com Personal Insurance

on Wednesday, August 25th, 2010 at 13:57:34.

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 Purchasing your home is an important decision. But how does one know that the property they purchased has a clear title? Because unknown problems can be hidden in the history of a property's title, homeowners pay for title insurance.

Insurance Tip for the Week: Know About Title Insurance

originally appeared on About.com Personal Insurance

on Sunday, August 22nd, 2010 at 21:27:42.

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This recently happened in Ohio but could happen to anyone in any state. According to www.10tv.com

, "Employees from the Ohio Department of Insurance on Thursday were warning homeowners to be wary of contractors looking to profit after a recent storm. Neighbors in Pennell's neighborhood were warned to be wary of door-knocking roofing companies, especially those that want to climb up on the roof for a closer look, Ludlow reported."

Apparently these so called "roofing companies" were going up on the roof and damaging it themselves to show the homeowner there was damage. Then, they agree to do the work and have the homeowners insurance company pay. And of course the work would not be done and the money was not returned to the homeowners.

When it comes time to file your homeowners insurance claim, it is important to find a fair and reputable contractor. Here are some tips to help you hire a reputable contractor for your insurance claim

.

Warning: Contractor Scams

originally appeared on About.com Personal Insurance

on Friday, August 20th, 2010 at 00:34:08.

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Identity theft and credit theft are real threats. There is identity theft insurance

available that can be helpful. Here is another tool that can help one secure there identity and credit.

Intelius

is offering a free 7 day trial of their identity and credit protection services. According to their website the free trial includes:

Free Instant Credit Score

Triple Bureau Credit Monitoring

Public Records Monitoring

$1 Million Identity Theft Insurance

Free Trial for Identity and Credit Theft

originally appeared on About.com Personal Insurance

on Wednesday, August 18th, 2010 at 21:03:38.

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Do you know what to do if you need to file a homeowners insurance claim? Here is a video that will give you a quick overview of what you need to know now, before your area is involved in a weather disaster.

Insurance Tip for the Week: Watch The Preparing and Filing Your Homeowners Insurance Claim Video

originally appeared on About.com Personal Insurance

on Sunday, August 15th, 2010 at 20:54:24.

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 Wow, what a great benefit... even after your dead your health insurance

premiums are still paid for! Wait, what good does that do you? It sounds pretty funny but the Mayor of Buffalo, NY is not even cracking a smile about the mistake of his city's human resources department.

According to www.publicbroadcasting.net

,"A city audit reveals a starling and costly finding. Buffalo city comptroller Andrew San Filippo has uncovered millions of dollars of overpayments for health insurance premiums for city employees. But those overpayments include nearly $2 million to insure city employees who had died, some as long as four years ago."

"The city audit indicates more than a half million in duplicate payments were made for about 250 sanitation and water workers. The payments are the responsibility of the city's Human Resources Department."

Buffalo, NY Pays Health Insurance Costs for Dead Employees!

originally appeared on About.com Personal Insurance

on Friday, August 13th, 2010 at 16:42:11.

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This is an absoultely great site that everyone should take a look at it. If you are someone you knows needs help finding affordable or even free health care coverage

the Foundation for Health Coverage Education website is the place to go. The website will guide you through eligibility information and help with searching, state-by-state, for available health care coverage in your area.

Foundation for Health Coverage Education

originally appeared on About.com Personal Insurance

on Wednesday, August 11th, 2010 at 09:19:51.

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